Ginnie Mae's ruler is 'the elephant in the room' for the MSR market

Ginnie Mae’s ruler is ‘the elephant in the room’ for the MSR market

Mortgage industry executives echo the sentiment that Ginnie Mae’s risk-based capital requirement is currently the top concern for companies holding mortgage servicing rights (MSRs). According to industry leaders, the rule can force a wave of selling, reduce values ​​and put some lenders and services in a difficult situation. “It’s ‘the elephant in the room’ right …

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