credit

4 things you should never put on your credit card (and 4 things you should!), according to a money expert

4 things you should never put on your credit card (and 4 things you should!), according to a money expert

Credit cards are wonderful creations. They can help you in a financial emergency, allow you to borrow money for free and even refund your purchases if you have a rewards card. Using a credit card wisely can also help you if you’re thinking about how to improve your credit score. (opens in a new tab) …

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I used a 0% APR credit card offer to pay off my car loan early - but had to break 2 of my own rules

I used a 0% APR credit card offer to pay off my car loan early – but had to break 2 of my own rules

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Promotional interest-free credit card offers are mostly used by those who need …

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Carlina Green does holiday shopping with her debit card to avoid spending beyond her means

Holiday shoppers are turning to debit cards this year over credit card points

Carlina Green has two credit cards, but she’s not touching either of them this holiday season. As she makes purchases in stores and online. she relies on her debit card instead. “I like to spend within my means,” says Green, 24, who provides legal advice to low-income clients at a nonprofit law firm in San …

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Janelle Holland

Cash back and gift cards are benefits of using the credit card. But watch out for these dangers

Janelle Holland Credit cards are a valuable resource, offering responsible spenders vast rewards, including funds for emergencies, travel points, and cash back. When used wisely, credit cards can also boost your credit score and help keep your finances on track. Here are three things to make sure your credit card works for you: Understand the …

Cash back and gift cards are benefits of using the credit card. But watch out for these dangers Read More »

I'm 56 and plan to retire at 62.  I will have both public pensions and social security - but I also have a child starting college that I want to pay for.  Do I need professional help?

I’m 56 and plan to retire at 62. I will have both public pensions and social security – but I also have a child starting college that I want to pay for. Do I need professional help?

Getty Images/iStockphoto Question: I’m 56 and work for a state university, so I will have a state retirement plan. Previously, I worked full time and contributed to social security for 20 years. I still work part-time and contribute to social security. I plan to retire in six years when I turn 62, and recently started …

I’m 56 and plan to retire at 62. I will have both public pensions and social security – but I also have a child starting college that I want to pay for. Do I need professional help? Read More »

Opinion: High debts and stagflation will bring the mother of all financial crises

Opinion: High debts and stagflation will bring the mother of all financial crises

NEW YORK (Project Syndicate) – The global economy is heading for an unprecedented confluence of economic, financial and debt crises, following the explosion of deficits, borrowing and debt over the past few decades. In the private sector, the mountain of debt includes that of households (such as mortgages, credit cards, car loans, student loans, personal …

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